How to Apply Your Car Insurance Claim Properly
How to Apply Your Car Insurance Claim Properly
"Vehicle insurance claims" is an attempt of the policyholder when requesting compensation on the part of the insurance company due to theft or accident against the car or vehicle that has been insured. Here we will review about the procedure for filing car insurance claims by policyholders.
When your car has been lost due to being stolen or having an accident, the first thing to do is to contact the insurance company within 3 × 24 hours. You can contact by phone, SMS, email or by coming directly to the insurance company's office. This should be prioritized in order to avoid rejecting the "car insurance claims" you filed with the reason of passing from a predetermined period of time.
When an accident and the car still can run, should the car was taken to one of the workshops appointed by the insurance company. If the car has been severely damaged, it is recommended that the car be photographed or documented first. This photo will be a proof that there has been an accident.
The policyholder must complete the form provided by the insurance company. The form is one of the completeness documents for approval of car insurance claim. Next is to give the chronological information of the event to the insurance company with the real information. This will be the consideration of the insurance company whether the claim will be approved or rejected. In addition, policyholders are required to complete some documents offered by insurance companies. The documents to be prepared are as follows:
# Accident documents
Claim form already in content. The new claim process will be done by the insurance company if the policy holder has completed the claim form completely.
Copies or photocopies of car insurance policies. This document later as evidence that the policyholder is indeed a customer in an insurance company. In addition, this document to find out whether the premium has been paid or not.
Copy or photocopy of SIM.
Copy or photocopy of vehicle registration.
A letter from the local police. This document will be the consideration of the insurance company to provide compensation or not.
# Document of third party liability (if any third party)
Statement on claims for compensation from a third party. This document may be a guarantee that the policyholder has caused damage to a third party car.
Statement on the absence of insurance. Generally there are a number of insurance companies that will not compensate if a third party has car insurance. Therefore, this document becomes one of the most important conditions.
Copy or photocopy of LICENSE DRIVER and STNK.
A letter from the local police. This letter will be proof that indeed at a certain time and place there has been an accident.
"Vehicle insurance claims" is an attempt of the policyholder when requesting compensation on the part of the insurance company due to theft or accident against the car or vehicle that has been insured. Here we will review about the procedure for filing car insurance claims by policyholders.
When your car has been lost due to being stolen or having an accident, the first thing to do is to contact the insurance company within 3 × 24 hours. You can contact by phone, SMS, email or by coming directly to the insurance company's office. This should be prioritized in order to avoid rejecting the "car insurance claims" you filed with the reason of passing from a predetermined period of time.
When an accident and the car still can run, should the car was taken to one of the workshops appointed by the insurance company. If the car has been severely damaged, it is recommended that the car be photographed or documented first. This photo will be a proof that there has been an accident.
The policyholder must complete the form provided by the insurance company. The form is one of the completeness documents for approval of car insurance claim. Next is to give the chronological information of the event to the insurance company with the real information. This will be the consideration of the insurance company whether the claim will be approved or rejected. In addition, policyholders are required to complete some documents offered by insurance companies. The documents to be prepared are as follows:
# Accident documents
Claim form already in content. The new claim process will be done by the insurance company if the policy holder has completed the claim form completely.
Copies or photocopies of car insurance policies. This document later as evidence that the policyholder is indeed a customer in an insurance company. In addition, this document to find out whether the premium has been paid or not.
Copy or photocopy of SIM.
Copy or photocopy of vehicle registration.
A letter from the local police. This document will be the consideration of the insurance company to provide compensation or not.
# Document of third party liability (if any third party)
Statement on claims for compensation from a third party. This document may be a guarantee that the policyholder has caused damage to a third party car.
Statement on the absence of insurance. Generally there are a number of insurance companies that will not compensate if a third party has car insurance. Therefore, this document becomes one of the most important conditions.
Copy or photocopy of LICENSE DRIVER and STNK.
A letter from the local police. This letter will be proof that indeed at a certain time and place there has been an accident.
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