Health Insurance | Understanding Health Insurance
Of the many existing insurance services, life insurance health insurance is one of the insurance products that are also much the same as education insurance for families and children or insurance pension funds.
Each insurance provider must say that health insurance products are the best and number 1 in Indonesia or even the world. live how we respond intelligently and carefully which one we will choose so that later useful many for family in general and our child.
Before choosing which insurance is suitable for us it would be nice we know what is health insurance it. Health insurance is a health financing system that runs based on the concept of risk. In the health insurance system, the risk of ill jointly is borne by the participants by paying the insurer-run premium (the principle of mutual cooperation).
PRINCIPLE? HEALTH INSURANCE
Health Insurance is a health financing system that runs based on the concept of risk.
Transferring risk from one individual to a group.
Shared together the amount of loss with a fair proportion by all members of the group through the insurer.
HEALTH INSURANCE UNITS
1. Insured (Patient).
2. Insurer (Insurance Company)
3. Health Service Provider (KDP).
TYPES OF HEALTH INSURANCE
Social Health Insurance (Social Health Insurance)
Private Health Insurance (Private Voluntary Health Insurance)
PRINCIPLES OF SOCIAL HEALTH INSURANCE
Membership is mandatory.
Premiums / dues based on the percentage of income / salary.
Premiums / contributions are shared by the place of work / company and labor.
Participants / workers and their families receive health care insurance.
Participants / laborers are compensated during illness.
The role of the Government is great.
PRINCIPLES OF COMMERCIAL HEALTH INSURANCE
Participation is voluntary.
Premium / dues based on absolute numbers, in accordance with the agreement / contract.
Participants / workers and their families receive compensation for health service costs as per agreement / contract (not comprehensive).
The role of the Government is relatively small.
Once we know about what is the health insurance in the form of insurance, we can decide which one we will choose what insurance such as prudential, jiwasraya or suppose other health insurance services.
Each insurance provider must say that health insurance products are the best and number 1 in Indonesia or even the world. live how we respond intelligently and carefully which one we will choose so that later useful many for family in general and our child.
Before choosing which insurance is suitable for us it would be nice we know what is health insurance it. Health insurance is a health financing system that runs based on the concept of risk. In the health insurance system, the risk of ill jointly is borne by the participants by paying the insurer-run premium (the principle of mutual cooperation).
PRINCIPLE? HEALTH INSURANCE
Health Insurance is a health financing system that runs based on the concept of risk.
Transferring risk from one individual to a group.
Shared together the amount of loss with a fair proportion by all members of the group through the insurer.
HEALTH INSURANCE UNITS
1. Insured (Patient).
2. Insurer (Insurance Company)
3. Health Service Provider (KDP).
TYPES OF HEALTH INSURANCE
Social Health Insurance (Social Health Insurance)
Private Health Insurance (Private Voluntary Health Insurance)
PRINCIPLES OF SOCIAL HEALTH INSURANCE
Membership is mandatory.
Premiums / dues based on the percentage of income / salary.
Premiums / contributions are shared by the place of work / company and labor.
Participants / workers and their families receive health care insurance.
Participants / laborers are compensated during illness.
The role of the Government is great.
PRINCIPLES OF COMMERCIAL HEALTH INSURANCE
Participation is voluntary.
Premium / dues based on absolute numbers, in accordance with the agreement / contract.
Participants / workers and their families receive compensation for health service costs as per agreement / contract (not comprehensive).
The role of the Government is relatively small.
Once we know about what is the health insurance in the form of insurance, we can decide which one we will choose what insurance such as prudential, jiwasraya or suppose other health insurance services.
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